Welcome

Welcome to FM Financial Credit Union, where our money is your money. Literally. We're funded by our members — people like you — over 6,500 strong. And when we show a profit, you get the return by way of extremely competitive rates and quality financial services. And with every passing year, our goal is to exceed those expectations.

Like we said, nothing like a bank.

We Are A Member Owned Financial Cooperative

As a not-for-profit financial cooperative, FM Financial CU is owned by the folks who save and borrow money at their credit union...the members. Unlike a bank, credit union profits are returned to the members in the form of higher dividends on savings, lower interest rates on loans, lower fees...and many other money saving services.

If you’ve never been a member of a credit union, you’re in for a pleasant surprise.

As a member, you have a voice in the actual operation of this financial cooperative, ensuring that we will continually provide you and your family with unsurpassed service and convenience. One of the primary reasons FM Financial Credit Union exists is to provide our members a safe and convenient place to save and borrow money.

Membership at our credit union makes good financial sense. In fact, we’re confident our credit union is the only financial partnership you will ever need.

Credit union membership at FM Financial Credit Union is a lifetime benefit. Once you’re a member, you can remain a member for life...no matter where you live or what job you have.

Eligibility

You must live, work, worship, or be educated in Genesee County. Please inquire with your payroll department to see if your employer qualifies.

If your company is not a current Select Employer Group of FM Financial Credit Union, we'd love for you to be the next! Simply stop by the credit union or e-mail us about the ease of signing your company up to reap the credit union benefits!

What Differentiates Us

We want to be your Primary Financial Institution. FM Financial Credit Union offers a host of financial services that will help your money go a little further, and make your life a little simpler. We continue to add and improve services, so be sure to consult our monthly newsletter "Focus On Your Finances" and your monthly statement for important announcements.

Accounts Federally Insured to $250,000 by NCUA, an agency of the U.S. Government