Electronic Services
Keeping pace with technology is a major priority at FM Financial Credit Union. As a member of the Credit Union, you have access to the best in speedy and convenient electronic services to help you stay on top of your financial business when you're on the move.
Internet Banking (ACCESS 24)
Access 24 affords members the ultimate in online convenience. Staying on top of financial tasks and the latest in Credit Union news is always as easy as logging on! Access 24 at FM Financial Credit Union offers instant access to:
- account history
- account balances
- ability to transfer funds between accounts
- make your FM Financial Loan payments
- make your VISA payment
- and more!
Simply stop by the Credit Union to sign-up for online access to your accounts and you'll receive your temporary PIN to get started today!
E-Statements
Another Internet Banking feature that saves Credit Union members valuable time is our E-Statement service. Instead of receiving your statement in the mail, you can opt to receive your statement via e-mail! There is no fee to receive an e-statement. Just stop by the credit union to sign up.
ATM Services
With an ATM card through FM Financial Credit Union, you can be assured that wherever you are, a surcharge-free ATM is not far away. You can even log on to the internet at
www.co-opnetwork.org to locate the CO-OP Network ATM nearest your travel routes!
MasterMoney™ ATM/Debit Cards
A MasterCard® ATM/Debit card offers you the same convenience as an ATM card and more.
- The convenience of a credit card (each transaction is deducted directly from your FM Financial checking account), accepted at millions of locations worldwide.
- This card can be used as an ATM card at thousands of locations, nationwide.
- Pay for purchases without writing checks (at participating merchants and locations where MasterCard® is accepted).
With options for cash-back services, debit cards can save you a trip to the ATM or to the Credit Union to withdrawal funds. Moreover, at FM Financial Credit Union, the power of a MasterMoney™ debit card is combined with an ATM card, so you have access to both electronic conveniences all with one card.
Direct Deposit & Payroll Deduction

If you are a member who works for an employer that participates in Direct Deposit and Payroll Deduction, you can have a portion of all of your regular paycheck, government check, or pension check deposited directly into your account. Both are fee free services which allow you to receive your funds quickly without having to make a trip to the credit union counter. Its fast, safe and worry-free.
Call 24 Audio Response (810) 232-3318
With Call 24, member can stay in touch with the Credit Union by phone 24 hours a day, seven days a week. Members have a variety of account functions, account history, fund transfers, loan information, and more!